How to Fill Out DD Form 2656-1

DD Form 2656-1 at a glance

What it is: DD Form 2656-1 is the Survivor Benefit Plan (SBP) Election Statement for Former Spouse Coverage.

Who signs: All members and former spouses must complete Section III.

Section I, Election of Coverage, is for retired members only, changing from spouse or spouse and child(ren) coverage to former spouse or former spouse and child(ren) coverage. Retiring members must complete required section of DD Form 2656 to elect coverage for former spouse or former spouse and child(ren).

Retired members: complete Sections I, II, and III.

If electing former spouse and child(ren) coverage, provide information pertaining to eligible child(ren) in Item 10, Dependent Children.

Retiring members: complete Sections II and III, but make the election on DD Form 2656, Data for Payment of Retired Personnel.

A filled-in DD Form 2656-1 example: a retired member elects former spouse coverage

DD Form 2656-1 example filled out, example: a retired member elects former spouse coverage
Alex Sample, a retired member, changes coverage to a former spouse. The divorce was on March 10, 2026 and the former spouse has not remarried. The picture shows the form, and none of its entries is real. Alex lists no children, so Item 10 stays empty. Remarks is left blank because nothing needs adding. The picture leaves Item 1 and the YES and NO choices unmarked; mark them by hand after printing.

How to fill out DD Form 2656-1, box by box

6, 7 and 8. Date of birth, date married and date divorced

DD Form 2656-1 example filled out, 6, 7 and 8. Date of birth, date married and date divorced

Items 6 and 7, Date of birth of former spouse and Date married to former spouse (YYYYMMDD), are self-explanatory.

In Item 8, Date divorced from former spouse, enter date of divorce decree, or amendment requiring SBP (YYYYMMDD).

9. Has former spouse remarried?

DD Form 2656-1 example filled out, 9. Has former spouse remarried?

In Item 9, Has former spouse remarried?, mark the appropriate block. If YES, provide the date that member's former spouse remarried (YYYYMMDD).

Former spouse may remarry after age 55 and eligibility will not be affected.

If former spouse remarries before age 55, coverage is suspended and premiums are not deducted from member's retired pay for the duration of that marriage. If former spouse's marriage ends by death, divorce, or annulment, coverage will resume.

Retiree or former spouse must notify DFAS of any changes in former spouse's marital status, providing appropriate documentation.

10. Dependent children

DD Form 2656-1 example filled out, 10. Dependent children

Retired members electing former spouse and child(ren) must list eligible children in Item 10, Dependent Children. Continue in Item 11, Remarks, if necessary.

In each row, enter a. Name (Last, First, Middle Initial), b. Date of Birth (YYYYMMDD), c. SSN, d. Relationship (Son, daughter, etc.) and e. Disabled? (Yes/No).

The former spouse is the primary beneficiary; children receive an annuity only if the former spouse remarries before age 55 or dies.

Indicate in block 10.e. if the child is incapable of self support and attach substantiating documentation, if available.

11. Remarks

DD Form 2656-1 example filled out, 11. Remarks

Item 11, Remarks, may be used for comments or additional information not covered in the form.

Section III - Certifications: 12. Member and 13. Former spouse to be covered

DD Form 2656-1 example filled out, section III - Certifications: 12. Member and 13. Former spouse to be covered

Items 12 through 15 are self-explanatory. In each, d. Address is (1) Street (Include apartment number), (2) City, (3) State, (4) ZIP Code.

Item 12, Member: enter a. Name (Last, First, Middle Initial), b. SSN, c. Signature and d. Address.

Item 13, Former spouse to be covered: enter a. Name (Last, First, Middle Initial), b. SSN, c. Signature and d. Address.

14. Member's witness and 15. Former spouse's witness

DD Form 2656-1 example filled out, 14. Member's witness and 15. Former spouse's witness

Item 14, Member's witness: enter a. Name (Last, First, Middle Initial), b. Signature, c. Date signed and d. Address.

Item 15, Former spouse's witness: enter a. Name (Last, First, Middle Initial), b. Signature, c. Date signed and d. Address.

More rules for DD Form 2656-1

Disclosure is voluntary; however, failure to furnish requested information may result in delay in initiating Survivor Benefit Plan coverage for a former spouse.

Common questions about DD Form 2656-1

Is there a deadline?

If not received by DFAS within the first year following the date of divorce, the election will be invalid.

Where do I file it?

When the form has been completed (ensure it is signed by both member and former spouse, and is properly witnessed), submit it to: DFAS - U.S. Military Retirement Pay PO Box 7130 London, KY 40742-7130. Attach a certified copy of the divorce decree, amendment, or other documentation as described in Items 3, 4, and 5.

Sources

[1] DD Form 2656-1 (APR 2009), Survivor Benefit Plan (SBP) Election Statement for Former Spouse Coverage (the Official source link on this page).

Dd 2656 1 Form PDF Details

The DD Form 2656-1 is the Survivor Benefit Plan (SBP) Election Statement for Former Spouse Coverage. Retired or retiring service members use this form to elect SBP coverage for a former spouse, with or without dependent children. It is typically required when a court order or written agreement from divorce proceedings directs that a former spouse receive survivor benefits.

Who Needs This Form

This form applies to you if you are a retired service member who:

Information Required to Complete This Form

To fill out the DD 2656 1 form accurately, gather the following before you begin:

Submission Deadline

Submit the completed form and all required documents to the Defense Finance and Accounting Service (DFAS) within one year of the date on the qualifying court order or written agreement. Missing this deadline can invalidate your election and may require legal action to reinstate coverage.

Common Mistakes to Avoid

QuestionAnswer
Form NameDd 2656 1 Form
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other names2656 1, dd2656 1, dd form 2656 1 pdf, dd 2656 1 pdf