Dd Form 2056 – Fill Out and Use This PDF

Dd Form 2056 PDF Details

DD Form 2056 records life insurance policy transactions between commercial insurance companies and junior enlisted service members. The Department of Defense requires this form to protect service members from purchasing policies without fully understanding the costs and terms involved.

What Is the Purpose of DD Form 2056?

The form documents that an insurance representative properly disclosed all terms of a proposed life insurance policy before the service member agreed to purchase it. Under DoD Instruction 1344.07, commercial insurance companies must obtain a signed DD Form 2056 any time they sell a life insurance policy to an active duty member below the rank of E-4.

The form also requires a written comparison between the proposed policy and the service member's existing SGLI (Servicemembers Group Life Insurance) coverage. This comparison ensures the service member understands what government coverage they already hold before adding a private policy.

Who Needs to Complete This Form?

Insurance company representatives complete the form at the time of sale. The service member reviews and signs it to confirm that all required information was provided. When the meeting takes place on a military installation, a witness signature is also required. Both the company and the service member keep a copy of the completed form.

This form applies specifically to enlisted personnel in pay grades E-1, E-2, and E-3. Officers and senior enlisted members above E-3 are not subject to the same commercial solicitation rules and do not need DD Form 2056 for insurance transactions.

What Information Does the Form Include?

DD Form 2056 captures the following details for each insurance transaction:

• Service member's name, rank, and last four digits of their Social Security Number
• Name, company, and contact information of the insurance representative
• Policy type, face amount, monthly premium, and effective date
• A signed comparison covering the SGLI policy versus the proposed commercial policy
• Signatures of both the service member and the insurance representative with the date of the meeting

Related Military and Insurance Forms

Service members who need to designate emergency contacts and beneficiaries for government benefits should complete the DD Form 93 (Record of Emergency Data). This form ensures that pay, benefits, and notifications go to the right people in an emergency. Enlisted personnel approaching retirement who need to make pay elections use DD Form 2656.

For additional life insurance and beneficiary documentation, our life insurance beneficiary form guide covers the available options and when each one applies.