Form T-56 at a glance
What it is: Form T-56 is the State of Georgia Department of Revenue Motor Vehicle Division Notice to Vehicle Owner - Payment of a Total Loss Claim, for an owner who is retaining the salvage vehicle.
Who signs: The vehicle owner must initial, date and sign this completed form in the spaces provided. The Insurance Company's Authorized Agent signs under Insurance Agent's Signature.
A filled-in Form T-56 example: an owner keeps a salvage vehicle

How to fill out Form T-56, box by box
Owner's Initials Requirements before payment

Since you are retaining the salvage vehicle, you must comply with the following: place your initials to the left of each requirement listed and sign in the designated space.
You must immediately remove the license plate from the vehicle. The vehicle must be rebuilt or restored, must pass a State Motor Vehicle Division Inspection and must have a new Georgia license plate issued and affixed to it before it can be driven.
You must provide your insurance company with the following before receiving payment in settlement of a total loss claim: the vehicle's original valid title, when available; the vehicle's license plate and registration certificate for submission by your insurance company to the State Motor Vehicle Division with an application for a Salvage title in your name.
You cannot sell this vehicle until you have obtained a salvage title in your name.
You must also provide a properly completed and signed Application for a Salvage Title, Form MV-1S. Except for your signature and your initials, this application must be typed, electronically completed and printed, or printed legibly by hand in blue or black ink in your full legal name and signed. If jointly owned, each owner's full legal name, driver's license number and signature is required. For reference purposes only, the name of the state or country that issued the driver's license should be recorded in the space provided.
Owner's Initials Requirements after you obtain a Salvage title

After you obtain a Salvage title and decide to rebuild or restore this vehicle or have someone rebuild or restore it for you, you must also comply with the following Owner's Initials Requirements:
You must obtain photographs of the vehicle in its wrecked or damaged condition. These photographs must accompany your application for a Rebuilt title.
You must retain and submit parts bills of sale for all parts used to restore the vehicle showing the re-builder or you, the vehicle owner, as the purchaser.
You must apply for a Rebuilt title and an inspection by the State Motor Vehicle Division's Inspection Section once the vehicle has been restored or rebuilt but before the vehicle is painted.
You must submit a check or money order for the total fees due payable to the Department of Revenue. The title fee is $18 and the inspection fee is $100. (checked November 1, 2026)
For detailed instructions for applying for a Rebuilt title and an inspection, please refer to the reverse side of this form.
Vehicle Information

Under Vehicle Information, fill in Year Model & Make of Vehicle, Vehicle Identification Number, Title Number & State of Issue, Tag Number & State of Issue, Estimated Cost of Repairs and Date of Settlement.
Please make sure this form reflects the correct vehicle data, i.e. VIN, year model and make, and all applicable spaces have been completed.
Common mistake: ANY CORRECTION OR ALTERATION WILL VOID THIS FORM.
Owner's Certification

By signing, the owner certifies that the insurance agent has advised the owner of the owner's responsibilities regarding the salvage vehicle. The owner understands that this vehicle cannot be driven until it has been restored or rebuilt, passed a State Motor Vehicle Division Inspection, and has a new Georgia license plate issued and affixed to it.
The vehicle's title when issued will be branded as follows: If the vehicle's restoration to a safe operable condition required the replacement of one (1) or more major component parts, the new title when issued will be branded Rebuilt.
Enter the Owners' Printed Names and Date, and the Owners' Street Address including city, state & zip. Sign under Owners' Signatures.
Insurance Company's Certification

The Insurance Company's Certification certifies that, to the best of the Authorized Agent's ability, the requirements outlined to the vehicle owners have been explained.
Enter the Insurance Company's & their Authorized Agent's Printed Name, and the Insurance Company's Street Address including city, state & zip. The Insurance Agent signs under Insurance Agent's Signature.
If your situation is different
The vehicle is ten (10) model years old or older
For vehicles ten (10) model years old or older, the insurance company must submit the vehicle's license plate, the owner's certificate of registration (a/k/a tag receipt), a completed Notice To Owner-Payment of A Total Loss Claim, Form T-56, and a completed Report of and/or Surrender of Georgia License Plate, Form T-158, to the State Motor Vehicle Division.
You apply for a Rebuilt title and an inspection
To apply for a Rebuilt title and an inspection, the following documents and fees should be submitted together to one of the privately owned and state-approved inspection stations or to the Department's Salvage Section at the following address: ATTN: Salvage Section, DOR/Motor Vehicle Division, P.O. Box 740384, ATLANTA, GA 30374-0384
A completed Title/Tag Application, Form MV-1.
The original salvage title issued in the vehicle owners' names.
A completed Request for Inspection of a Rebuilt Motor Vehicle, Form T-22R.
A completed Labor and Parts Certification, Form T-129, signed with the signature notarized.
Please do not use an Application for an Original or Replacement Salvage Title, Form MV-1S, to apply for a Rebuilt title.
Common questions about Form T-56
Is there a deadline?
The vehicle owners must apply and obtain a salvage title in their names within thirty (30) days of the insurance settlement.
Where do I file it?
Copies go to: Owner, Insurance Company & ATTN: Salvage Section, DOR/Motor Vehicle Division, Post Office Box 740384, Atlanta, GA 30374-0384.
Sources
[1] Form T-56 (Rev. 06-2007), Notice to Vehicle Owner - Payment of a Total Loss Claim, Georgia Department of Revenue Motor Vehicle Division (the Official source link on this page).
