How to Fill Out Form HUD-92900-A

Form HUD-92900-A at a glance

What it is: Form HUD-92900-A (04/2023) is the HUD Addendum to Uniform Residential Loan Application, the HUD/FHA Application for Insurance under the National Housing Act and Borrower Certification.

Who signs: Under Certification and Acknowledgment, enter the Signatures of Borrowers and the Date Signed, and the Signatures of Co-Borrower(s) and the Date Signed.

A filled-in Form HUD-92900-A example: two borrowers sign the consent

Form HUD-92900-A example filled out, example: two borrowers sign the consent
Jane and Tom Sample fill out Form HUD-92900-A with their lender. They sign the Social Security consent on April 2, 2026, valid for 180 days from the date signed. Nothing goes in the Signatures of Borrowers on page 2 because the picture shows page 1 only. It shows Parts I and II, and none of its entries is real.

How to fill out Form HUD-92900-A, box by box

Case numbers, IDs, sponsor, agent and mortgagee

Form HUD-92900-A example filled out, case numbers, IDs, sponsor, agent and mortgagee

Enter the FHA Case No. (include any suffix) and the Mortgagee Case No.

Enter the Mortgagee ID, the Sponsor ID and the Agent ID.

Enter the Name and Address of Sponsor and the Name and Address of Agent.

Enter the Mortgagee Name, Address (include ZIP Code), and Telephone Number.

Enter the Borrower Name and the FHA Case No.

Borrower and property

Form HUD-92900-A example filled out, borrower and property

Enter the Borrower's Name and the Present Address (include ZIP Code), and the Property Address (include name of subdivision, lot, block no., ZIP Code).

Sponsored Originations

Form HUD-92900-A example filled out, sponsored Originations

Under Sponsored Originations, enter the Name of Third-Party Originator and the NMLS ID of Third-Party Originator.

Signatures of Borrowers

Form HUD-92900-A example filled out, signatures of Borrowers

Under Signatures of Borrowers, do not sign unless this application is fully completed. Read the certification carefully and review the accuracy of this application.

More rules for Form HUD-92900-A

As a mortgage loan borrower, you will be legally obligated to make the mortgage payments called for by your mortgage loan contract. The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments.

Common questions about Form HUD-92900-A

What is a HUD 92900 a form?

Form HUD-92900-A (04/2023) is the HUD Addendum to Uniform Residential Loan Application, the HUD/FHA Application for Insurance under the National Housing Act and Borrower Certification. HUD will use this information to determine eligibility for FHA mortgage insurance, and for other purposes described in the published Privacy Act System of Records Notice (SORN).

Is there a penalty?

Anyone who knowingly submits a false claim, or makes false statements is subject to criminal and civil penalties, including confinement for up to 5 years, fines, and civil penalties (18 U.S.C. §§ 287, 1001 and 31 U.S.C. § 3729).

What am I certifying when I sign?

All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act, and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief.

Sources

[1] Form HUD-92900-A (04/2023), HUD Addendum to Uniform Residential Loan Application, U.S. Department of Housing and Urban Development (the Official source link on this page).

Form HUD-92900-A PDF Details

Part II: the borrower authorizes the Social Security Administration (SSA) to verify the Social Security Number to the Mortgagee and HUD/FHA.

Consent: this consent is valid for 180 days from the date signed, unless indicated otherwise by the individuals named in this loan application.

Payments: as a mortgage loan borrower, you will be legally obligated to make the mortgage payments called for by your mortgage loan contract.

Signing: do not sign unless this application is fully completed.

Part IV: Direct Endorsement Approval for a HUD FHA-Insured Mortgage, signed by a Mortgagee Representative or a Direct Endorsement Underwriter.

Part V: Mortgagees Certification, with the Signature of the Mortgagee's Representative.

QuestionAnswer
Form NameForm HUD-92900-A
Form Length4 pages
Fillable?Yes
Fillable fields46
Avg. time to fill out8 min
Edition04/2023
Who signsBorrowers and co-borrowers
Other namesHUD-92900-A, HUD 92900-A, HUD92900A, 92900-A, HUD Addendum to Uniform Residential Loan Application
Official sourceForm HUD-92900-A (Rev 04/2023), U.S. Department of Housing and Urban Development