VBA VA Form 26-1880

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VBA VA Form 26-1880, officially titled “Request for a Certificate of Eligibility,” is utilized by veterans, active-duty personnel, reservists, and certain members of the National Guard to apply for a Certificate of Eligibility (COE) for a VA home loan. The COE is a necessary document that verifies to lenders that the applicant meets the eligibility criteria for a VA-backed home loan, which includes benefits such as no down payment and lower interest rates.

Completing and submitting VA Form 26-1880 allows the VA to assess the applicant’s length of service, duty status, and other eligibility factors to determine if they qualify for the home loan program. The form requires detailed information about military service, along with personal data, and may need to be accompanied by documentation such as discharge or separation papers (DD214 form). The COE obtained through this form reassures lenders of the government’s backing, making it easier for veterans to secure financing for home purchases, thereby aiding them in achieving homeownership as part of their post-service benefits.

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How to Fill Out VBA VA Form 26-1880

VA Form 26-1880 at a glance

What it is: VA Form 26-1880 is the Request for a Certificate of Eligibility.

Where and when to file: Mail the completed application to the Regional Loan Center of jurisdiction.

A filled-in VA Form 26-1880 example: a veteran requests a Certificate of Eligibility to buy a home

VA Form 26-1880 example filled out, example: a veteran requests a Certificate of Eligibility to buy a home
Jane Ann Sample requests a Certificate of Eligibility with VA Form 26-1880. She is a veteran who is buying a home and has never used the VA home loan program. The picture shows page 1 only, and none of its entries is real. She marks No in Items 2A, 9A, 10A and 13A and Purchase a home in Item 12. She served under no other name, so Item 2B stays empty, and she was not discharged because of disability, so Item 9B stays empty. She is not on active duty, so Items 10B and 10C stay empty, and she has no service number, so Item 6 stays empty. Her one period of active service fills the first row of Item 11A, so the other rows of Item 11A and every row of Item 11B stay empty. Nothing goes in Items 14A to 16D, previous VA loans and entitlement restoration, because Item 13A is No, which skips to Item 19A. Nothing goes in Items 17A to 18, property damaged by a federally declared natural disaster, and remarks, because Item 13A is No, which skips to Item 19A. COE REF. NO. is for VA use only, so it stays empty. She signs the printed form by hand, so the Signature and date signed boxes stay empty.

How to fill out VA Form 26-1880, box by box

Send your completed application to the Regional Loan Center

If you live in Georgia, North Carolina, South Carolina or Tennessee, send your completed application to the Department of Veterans Affairs Atlanta Regional Loan Center, P.O. Box 100023, Decatur, GA 30031-7023. If you live in Connecticut, Delaware, Indiana, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island or Vermont, send it to the Cleveland Regional Loan Center, 1240 East Ninth Street, Cleveland, OH 44199. If you live in Alaska, Colorado, Idaho, Montana, Oregon, Utah, Washington or Wyoming, send it to the Denver Regional Loan Center, Box 25126, Denver, CO 80225. If you live in Hawaii, Guam, American Samoa or Commonwealth of the Northern Marianas, send it to the VA Regional Office, Loan Guaranty Division (26), 459 Patterson Road, Honolulu, HI 96819. If you live in Arkansas, Louisiana, Oklahoma or Texas, send it to the Houston Regional Loan Center, 6900 Almeda Road, Houston, TX 77030-4200. If you live in Arizona, California, New Mexico or Nevada, send it to the Phoenix Regional Loan Center, 3333 N. Central Avenue, Phoenix, AZ 85012-2402. If you live in District of Columbia, Kentucky, Maryland, Virginia or West Virginia, send it to the Roanoke Regional Loan Center, 210 Franklin Road, S.W., Roanoke, VA 24011. If you live in Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, South Dakota or Wisconsin, send it to the St. Paul Regional Loan Center, 1 Federal Drive, Ft. Snelling, St. Paul, MN 55111-4050. If you live in Alabama, Florida, Mississippi, Puerto Rico or U.S. Virgin Islands, send it to the St. Petersburg Regional Loan Center, 9500 Bay Pines Blvd., St. Petersburg, FL 33744.

Items 1 to 2B, your name and other names used

VA Form 26-1880 example filled out, items 1 to 2B, your name and other names used

In Item 1, NAME OF VETERAN TO APPEAR ON COE (First, Middle Initial, Last), enter your complete name as you would like it to appear on your Certificate of Eligibility (COE).

If this name is different than what is shown on your service documents or in VA records provide documentation such as a marriage certificate, divorce decree, or court document to support the request. Do NOT send originals, copies of these documents are acceptable.

In Item 2A, DID YOU SERVE UNDER ANOTHER NAME? Mark YES (If "Yes," complete Item 2B) or NO (If "No," skip to Item 3). In Item 2B, enter the OTHER NAME(S) USED DURING MILITARY SERVICE (If different from name shown in Item 1).

Current mailing address, date of birth, social security number, service number, telephone number and email address

VA Form 26-1880 example filled out, current mailing address, date of birth, social security number, service number, telephone number and email address

3. Enter your current mailing address: number and street or rural route, P.O. Box, City, State, and ZIP Code.

4. Enter your date of birth (MM/DD/YYYY).

5. Enter your social security number.

6. Enter your service number (If applicable).

7. Enter your telephone number (Include Area Code). 8. Enter your email address (If applicable).

Items 9A and 9B, discharge because of disability, VA claim number and the name in Item 2B

VA Form 26-1880 example filled out, items 9A and 9B, discharge because of disability, VA claim number and the name in Item 2B

In Item 9A, WERE YOU DISCHARGED, RETIRED, OR SEPARATED FROM SERVICE BECAUSE OF DISABILITY? Mark YES (If "Yes," complete Item 9B) or NO.

In Item 9B, VA CLAIM NUMBER (If known): in most cases your claim number is the same as your Social Security number. If you are not sure about this number, leave this field blank. Item 2B - provide the name as it appears on your discharge certificate (DD Form 214).

Items 10A to 10C, active duty, Purple Heart and pre-discharge claim

VA Form 26-1880 example filled out, items 10A to 10C, active duty, Purple Heart and pre-discharge claim

In Item 10A, indicate if you are currently serving on active duty. Mark YES or NO (If "No," skip to Item 11).

10B. ARE YOU A PURPLE HEART RECIPIENT? 10C. DO YOU HAVE A PRE-DISCHARGE CLAIM PENDING WITH VA? For each, mark YES (If "Yes," see instructions, page 3) or NO.

Items 11A and 11B, your periods of military service

VA Form 26-1880 example filled out, items 11A and 11B, your periods of military service

Items 11A and 11B - List your periods of military service. Please provide your dates of service. In many cases eligibility can be established based on data in VA systems. However, it is recommended that proof of service be provided, if readily available.

11A. ACTIVE SERVICE - Do not include any periods of Active Duty for Training or Active Guard Reserve service. Do include any Reserve or Guard Unit activation under Title 10 U.S.C. or full time National Guard Duty under Title 32 U.S.C. Sections 316, 502, 503, 504 or 505.

The best evidence to show your service is your discharge certificate (DD Form 214), which indicates both character of service and the narrative reason for separation. A copy is acceptable.

Items 12 to 13B, your certificate of eligibility and the VA home loan program

VA Form 26-1880 example filled out, items 12 to 13B, your certificate of eligibility and the VA home loan program

In Item 12, indicate how you will use your certificate of eligibility (Check appropriate box): ENTITLEMENT INQUIRY ONLY, PURCHASE A HOME, CASH-OUT REFINANCE or INTEREST RATE REDUCTION REFINANCE LOAN.

In Item 13A, HAVE YOU USED THE VA HOME LOAN PROGRAM BEFORE? Mark YES (If "Yes," complete Item 13B) or NO (If "No," skip to Item 19A).

In Item 13B, DO YOU STILL OWN ANY OF THE HOMES YOU USED THE VA HOME LOAN PROGRAM FOR? Mark YES (If "Yes," complete Items 14A thru 16D if applicable) or NO (If "No," skip to Item 19A).

Items 14A to 16D, previous VA loans and entitlement restoration

VA Form 26-1880 example filled out, items 14A to 16D, previous VA loans and entitlement restoration

If additional space is needed for all homes use Item 18, Remarks or attach a separate sheet.

For all homes, enter the complete address, loan number and date of loan (Month and Year) in 14A, 14B and 14C, then 15A to 15C and 16A to 16C. In Items 14D, 15D, 16D select the applicable type of restoration being requested: cash-out refinance restoration, interest rate reduction refinance, one-time restoration or No, entitlement inquiry only.

Generally, if you have paid off your prior VA loan and no longer own the home, you can have your used eligibility restored for additional use. Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full but you still own the home.

In some instances, it may be necessary to include evidence that a previous VA loan has been paid in full.

Items 17A to 18, property damaged by a federally declared natural disaster, and remarks

VA Form 26-1880 example filled out, items 17A to 18, property damaged by a federally declared natural disaster, and remarks

In Item 17A, do you still own a property that was financed with a VA home loan that has been substantially damaged or destroyed by a federally declared natural disaster? Mark YES (If "Yes," complete Items 17B thru 17D).

17B. Enter the DATE OF LOAN (Month and Year). 17C. Enter the DATE OF LOSS (Month and Year). 17D. Enter the ADDRESS OF PROPERTY. 18. REMARKS (If any).

Signature and date signed

VA Form 26-1880 example filled out, signature and date signed

I CERTIFY THAT the statements in this document are true and complete to the best of my knowledge.

Sign 19A. SIGNATURE OF VETERAN (Do NOT print), and enter 19B. DATE SIGNED (MM/DD/YYYY).

Common questions about VA Form 26-1880

What is a VA form 26-1880?

VA Form 26-1880 is the Request for a Certificate of Eligibility. Instructions for VA Form 26-1880, Section III, information regarding previous loans: your eligibility is reusable depending on the circumstances.

Can I submit VA form 26-1880 online?

For faster processing, VA encourages you to visit www.va.gov for your Certificate of Eligibility, or contact the lender of your choice to submit an application electronically. In most cases, an eligibility determination can be made instantly.

Is there a penalty?

Federal statutes provide severe penalties for fraud, intentional misrepresentation, criminal connivance or conspiracy purposed to influence the issuance of any guaranty or insurance by the Secretary of Veterans Affairs (e.g. 18 U.S.C. § 1001, 372 and 287).

Sources

[1] VA Form 26-1880 (DEC 2025), Request for a Certificate of Eligibility, U.S. Department of Veterans Affairs (the Official source link on this page).