Updated:
Get Form Now
VBA VA Form 26-1880, officially titled “Request for a Certificate of Eligibility,” is utilized by veterans, active-duty personnel, reservists, and certain members of the National Guard to apply for a Certificate of Eligibility (COE) for a VA home loan. The COE is a necessary document that verifies to lenders that the applicant meets the eligibility criteria for a VA-backed home loan, which includes benefits such as no down payment and lower interest rates.
Completing and submitting VA Form 26-1880 allows the VA to assess the applicant’s length of service, duty status, and other eligibility factors to determine if they qualify for the home loan program. The form requires detailed information about military service, along with personal data, and may need to be accompanied by documentation such as discharge or separation papers (DD214 form). The COE obtained through this form reassures lenders of the government’s backing, making it easier for veterans to secure financing for home purchases, thereby aiding them in achieving homeownership as part of their post-service benefits.
Other VBA VA Forms
Check a few other VBA VA PDF files accessible for editing through our software. Also, keep in mind that you can easily upload, fill out, and edit any PDF at FormsPal.
What it is: VA Form 26-1880 is the Request for a Certificate of Eligibility.
Where and when to file: Mail the completed application to the Regional Loan Center of jurisdiction.

If you live in Georgia, North Carolina, South Carolina or Tennessee, send your completed application to the Department of Veterans Affairs Atlanta Regional Loan Center, P.O. Box 100023, Decatur, GA 30031-7023. If you live in Connecticut, Delaware, Indiana, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island or Vermont, send it to the Cleveland Regional Loan Center, 1240 East Ninth Street, Cleveland, OH 44199. If you live in Alaska, Colorado, Idaho, Montana, Oregon, Utah, Washington or Wyoming, send it to the Denver Regional Loan Center, Box 25126, Denver, CO 80225. If you live in Hawaii, Guam, American Samoa or Commonwealth of the Northern Marianas, send it to the VA Regional Office, Loan Guaranty Division (26), 459 Patterson Road, Honolulu, HI 96819. If you live in Arkansas, Louisiana, Oklahoma or Texas, send it to the Houston Regional Loan Center, 6900 Almeda Road, Houston, TX 77030-4200. If you live in Arizona, California, New Mexico or Nevada, send it to the Phoenix Regional Loan Center, 3333 N. Central Avenue, Phoenix, AZ 85012-2402. If you live in District of Columbia, Kentucky, Maryland, Virginia or West Virginia, send it to the Roanoke Regional Loan Center, 210 Franklin Road, S.W., Roanoke, VA 24011. If you live in Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, South Dakota or Wisconsin, send it to the St. Paul Regional Loan Center, 1 Federal Drive, Ft. Snelling, St. Paul, MN 55111-4050. If you live in Alabama, Florida, Mississippi, Puerto Rico or U.S. Virgin Islands, send it to the St. Petersburg Regional Loan Center, 9500 Bay Pines Blvd., St. Petersburg, FL 33744.

In Item 1, NAME OF VETERAN TO APPEAR ON COE (First, Middle Initial, Last), enter your complete name as you would like it to appear on your Certificate of Eligibility (COE).
If this name is different than what is shown on your service documents or in VA records provide documentation such as a marriage certificate, divorce decree, or court document to support the request. Do NOT send originals, copies of these documents are acceptable.
In Item 2A, DID YOU SERVE UNDER ANOTHER NAME? Mark YES (If "Yes," complete Item 2B) or NO (If "No," skip to Item 3). In Item 2B, enter the OTHER NAME(S) USED DURING MILITARY SERVICE (If different from name shown in Item 1).

In Item 9A, WERE YOU DISCHARGED, RETIRED, OR SEPARATED FROM SERVICE BECAUSE OF DISABILITY? Mark YES (If "Yes," complete Item 9B) or NO.
In Item 9B, VA CLAIM NUMBER (If known): in most cases your claim number is the same as your Social Security number. If you are not sure about this number, leave this field blank. Item 2B - provide the name as it appears on your discharge certificate (DD Form 214).

Items 11A and 11B - List your periods of military service. Please provide your dates of service. In many cases eligibility can be established based on data in VA systems. However, it is recommended that proof of service be provided, if readily available.
11A. ACTIVE SERVICE - Do not include any periods of Active Duty for Training or Active Guard Reserve service. Do include any Reserve or Guard Unit activation under Title 10 U.S.C. or full time National Guard Duty under Title 32 U.S.C. Sections 316, 502, 503, 504 or 505.
The best evidence to show your service is your discharge certificate (DD Form 214), which indicates both character of service and the narrative reason for separation. A copy is acceptable.

In Item 12, indicate how you will use your certificate of eligibility (Check appropriate box): ENTITLEMENT INQUIRY ONLY, PURCHASE A HOME, CASH-OUT REFINANCE or INTEREST RATE REDUCTION REFINANCE LOAN.
In Item 13A, HAVE YOU USED THE VA HOME LOAN PROGRAM BEFORE? Mark YES (If "Yes," complete Item 13B) or NO (If "No," skip to Item 19A).
In Item 13B, DO YOU STILL OWN ANY OF THE HOMES YOU USED THE VA HOME LOAN PROGRAM FOR? Mark YES (If "Yes," complete Items 14A thru 16D if applicable) or NO (If "No," skip to Item 19A).

If additional space is needed for all homes use Item 18, Remarks or attach a separate sheet.
For all homes, enter the complete address, loan number and date of loan (Month and Year) in 14A, 14B and 14C, then 15A to 15C and 16A to 16C. In Items 14D, 15D, 16D select the applicable type of restoration being requested: cash-out refinance restoration, interest rate reduction refinance, one-time restoration or No, entitlement inquiry only.
Generally, if you have paid off your prior VA loan and no longer own the home, you can have your used eligibility restored for additional use. Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full but you still own the home.
In some instances, it may be necessary to include evidence that a previous VA loan has been paid in full.

In Item 17A, do you still own a property that was financed with a VA home loan that has been substantially damaged or destroyed by a federally declared natural disaster? Mark YES (If "Yes," complete Items 17B thru 17D).
17B. Enter the DATE OF LOAN (Month and Year). 17C. Enter the DATE OF LOSS (Month and Year). 17D. Enter the ADDRESS OF PROPERTY. 18. REMARKS (If any).
VA Form 26-1880 is the Request for a Certificate of Eligibility. Instructions for VA Form 26-1880, Section III, information regarding previous loans: your eligibility is reusable depending on the circumstances.
For faster processing, VA encourages you to visit www.va.gov for your Certificate of Eligibility, or contact the lender of your choice to submit an application electronically. In most cases, an eligibility determination can be made instantly.
Federal statutes provide severe penalties for fraud, intentional misrepresentation, criminal connivance or conspiracy purposed to influence the issuance of any guaranty or insurance by the Secretary of Veterans Affairs (e.g. 18 U.S.C. § 1001, 372 and 287).
[1] VA Form 26-1880 (DEC 2025), Request for a Certificate of Eligibility, U.S. Department of Veterans Affairs (the Official source link on this page).