21St Mortgage Credit Application PDF Details

In the realm of securing financing for a mobile home, the 21st Mortgage Credit Application stands as a pivotal document, presenting a comprehensive outline through which applicants are evaluated. Initiated by the direct lending department of 21st Mortgage, this form encapsulates a meticulous collection of information, structured to assess the financial and personal backgrounds of applicants alongside their co-applicants. From basic identifiers like full names and social security numbers to intricate details concerning marital status, residential information, and a detailed five-year residential history, nothing is left to chance. Employment history, encompassing a minimum of three years for both the applicant and co-applicant, further scrutinizes the economic stability and potential of the individuals seeking credit. Moreover, it delves into the applicants’ fiscal responsibilities by inquiring about credit obligations, banking details, and specifics regarding past financial adversities such as bankruptcy or judgments. This form extends beyond mere financial scrutiny, inviting applicants to contribute to government monitoring purposes, ensuring compliance with anti-discrimination laws – a testament to the form's adherence to ethical lending practices. By signing this document, applicants authorize a thorough investigation of their credit and employment histories, a testament to the rigorous assessment process undertaken by 21st Mortgage to safeguard its lending practices. This document, therefore, not only serves as a gateway to potential credit approval but also as a reflective measure of an individual’s financial stewardship and reliability.

QuestionAnswer
Form Name21St Mortgage Credit Application
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other names21st mortgage online, 21st mortgage application, 21st mortgage form, application for prime mortgage loan

Form Preview Example

21st Mortgage Credit Application – Direct Lending Department

21st Mortgage NMLS No:

 

 

 

 

 

Date:

 

 

LO:

 

 

 

 

 

 

 

 

NMLS Unique Identifier:

 

 

 

 

 

 

 

 

INFORAMTION

 

(A) APPLICANT INFORMATION

 

 

 

 

(B) CO-APPLICANT

 

FULL NAME-Last, First, Middle

 

 

 

 

No. Dependents:

FULL NAME-Last, First, Middle

 

 

 

No. Dependents:

 

 

 

 

 

 

List ages:

 

 

 

 

 

List ages:

 

 

 

 

 

 

 

 

 

 

SOCIAL SECURITY #

 

 

BIRTHDATE:

 

 

SOCIAL SECURITY #

 

 

 

BIRTHDATE:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MARITAL STATUS

Married

 

Separated

Unmarried (Single, Divorced, Widowed)

MARITAL STATUS

Married

Separated

Unmarried (Single, Divorced, Widowed)

 

 

 

 

 

 

 

 

PRESENT STREET ADDRESS (5 Year Residence Required)

 

 

 

PRESENT STREET ADDRESS (5 Year Residence Required)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CITY, STATE, ZIP CODE

 

 

 

 

COUNTY

 

CITY, STATE, ZIP CODE

 

 

 

COUNTY

 

 

 

 

 

 

 

 

 

 

 

 

 

HOW LONG AT

 

 

 

 

HOME PHONE #

HOW LONG AT

 

 

 

HOME PHONE #

 

PRESENT ADDRESS:

 

 

 

 

 

 

PRESENT ADDRESS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RESIDENTIAL STATUS?

Homeowner

Renter

Parents

Other

RESIDENTIAL STATUS?

Homeowner

Renter

Parents

Other

 

 

 

 

 

 

 

 

PREVIOUS ADDRESS (If less than 5 years at present)

 

How Long:

 

PREVIOUS ADDRESS (If less than 5 years at present)

 

How Long:

 

 

 

 

 

 

 

Applicant’s Employment (Minimum 3 year History)

 

Co-Applicant’s Employment (Minimum

3 year History)

 

EMPLOYER

 

 

 

 

PHONE

 

EMPLOYER

 

 

 

PHONE

 

 

 

 

 

 

 

 

 

 

 

 

EMPLOYER’S ADDRESS

 

 

 

 

TYPE OF BUSINESS

EMPLOYER’S ADDRESS

 

 

 

TYPE OF BUSINESS

 

 

 

 

 

 

 

 

SUPERVISOR

 

 

 

POSTION

 

 

SUPERVISOR

 

DATE EMPLOYED

POSTION

 

 

DATE EMPLOYED

 

GROSS SALARY/MTH

GROSS OTHER INCOME

SOURCE

GROSS SALARY/MTH

GROSS OTHER INCOME

SOURCE

PREVIOUS EMPLOYER

PHONE

PREVIOUS EMPLOYER

PHONE

CITY, STATE

POSITION

EMPLOYED FROM:

CITY, STATE

POSITION

EMPLOYED FROM:

CREDIT REFERENCES AND PAYMENT OBLIGATIONS

COMBINED PAYMENTS FOR ALIMONY

CHILD SUPPORT

CHILD CARE

 

 

 

 

 

 

 

HAVE EITHER OF YOU +$'A BANKRUPTCY, REPOSSESSION, OR JUD*EMENT IN THE LAST 10 YRS?

YES

NO

 

BANKRUPTCY COMMENTS

 

 

 

 

 

 

CHECKING ACCOUNT WITH

 

SAVINGS? TYPE

SAVINGS ACCT

401K

RETIREMENT PENSION

 

 

WITH:

 

 

 

 

 

 

 

 

 

 

 

LAST VEHICLE, TRUCK, OR MOBILE HOME FINANCED BY

 

YEAR MAKE

MODEL

 

MTHLY PMT

PRESENT BAL

 

 

APPLICANT’S RELATIVE

 

CO-APPLICANT’S RELATIVE

NEAREST REALTIVE NOT LIVING WITH YOU

 

HOME PHONE #

NEAREST REALTIVE NOT LIVING WITH YOU

HOME PHONE #

 

 

 

 

 

 

 

ADDRESS

 

RELATIONSHIP

 

ADDRESS

 

BUSINESS PHONE #

RELATIONSHIP

 

BUSINESS PHONE #

 

 

 

 

 

 

IN ADDITION TO YOUR MOBILE

HOME, WHAT ELSE DO YOU

WANT TO INCLUDE IN THIS LOAN?

 

 

 

Land

Home Improvements

Credit Card Consolidation

Home Owners Insurance

Other: _____________________________________

NOTICE

The Federal Equal Opportunity Credit Act prohibits creditors from discriminating on the basis of sex or martial status. The Federal Agency, which administers compliance with the law concerning this retailer, is the Federal Trade Commission, Washington, D.C. 20580.

VOLUNTARY INFORMATION FOR GOVERNMENT MONITORING PURPOSES

If you are applying to refinance a mobile home, which will secure credit and be occupied as your principle residence, the following information is requested by the Federal Government to monitor the creditor’s compliance with the anti-discrimination laws, including the Equal Opportunity Law. The law provides that a creditor may neither discriminate on the basis of this information nor on whether or not it is furnished. Furnishing all or any part of this information is optional. If you choose not to provide this information, the law requires the creditor to note your race or national origins and sex on the basis of visual observation or surname. If you do not wish to furnish any of the following information, please initial below.

APPLICANT

 

 

 

CO-APPLICANT

 

 

I do not wish to furnish this information (initials): ______

 

I do not wish to furnish this information (initials): ______

 

White

Black

American Indian or Alaskan Native

Hispanic

White

Black

American Indian or Alaskan Native

Hispanic

Asian or Pacific Islander

Other

 

 

Asian or Pacific Islander

Other

 

SEX:

Male

 

Female

 

SEX:

Male

 

Female

 

By signing below, you give you permission to any financial institution listed below to investigate your credit and employment history and you authorize release of all credit-related information to those institutions. You also agree to inquire about the status of you credit application by contacting the financial institutions named above and understand that this application may be withdrawn if you do not inquire about its status within 30 days of this notice.

___________________________________________

_________

_____________________________________________

_________

Applicant’s Signature

Date

Co-Applicant’s Signature

Date

LOAN SUBMISSION WORKSHEET – DIRECT LENDING DEPARTMENT

Lead Source:

 

 

 

 

Referred by:

 

 

 

Application Taker:

 

 

 

Originator:

 

 

Key #:

Customer Names:

 

 

 

Spoke w/:

Best time to call:

 

 

Year:

Width:

 

Length:

Mfgr:

Model:

 

 

NADA Base x130% =

 

 

 

 

 

 

 

 

 

 

 

REFINANCE LOAN INFORMATION

 

 

 

 

 

 

 

 

 

 

 

Original Sale Price of Home:

 

 

Amount Financed:

 

Estimated Payoff:

Where Purchased:

 

 

 

When Purchased:

 

 

 

Who lives in the home:

 

 

Original Investment:

 

 

 

Original Lienholder:

 

 

 

Current Lienholder:

 

 

 

Current Interest Rate:

Original Term:

months Remaining Term:

months

Monthly Pmt:

 

Is insurance included in the home payment?

Yes

 

No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

HOME PURCHASE INFORMATION

 

 

 

 

 

 

 

 

Who are you buying the home from?

 

Name:

 

 

 

 

 

 

 

 

City & State:

 

 

 

 

 

 

 

 

Salesman:

 

 

 

 

 

 

 

 

Phone: (

)

 

 

 

 

 

 

HOME LOCATION INFORMATION

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Where is the home currently located – or – Where will it be located?

 

 

 

 

 

 

 

 

 

 

 

Does the customer own the land?

Yes

No

 

Tax Appraisal Value:

 

 

 

 

 

 

 

 

Land Pmt/ Lot Rent:

per month

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When was the land purchased?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Is the Land financed?

Yes, with mobile home

Yes, separate loan

No

 

 

 

 

 

 

 

 

Whose name(s) is/are on the customer’s deed?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What was the land purchase price?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Who is the lender for the land loan?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Will the customer consider a Land/Home combination?

 

Yes

No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

REQUESTED LOAN TERMS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home Only

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home and Land Only

 

 

 

 

 

 

 

 

 

A. Purchase of Home

 

 

 

 

 

 

 

 

I. Consolidation Request(s)

 

 

 

 

B. Refinance Home

 

 

 

 

 

 

 

 

1.

 

 

 

 

 

 

 

 

 

C. Land Purchase

 

 

 

 

 

 

 

 

2.

 

 

 

 

 

 

 

 

 

D. Land Refinance

 

 

 

 

 

 

 

 

3.

 

 

 

 

 

 

 

 

 

E. Land/Home Purchase

 

 

 

 

 

 

 

 

4.

 

 

 

 

 

 

 

 

 

F. Land/Home Refinance

 

 

 

 

 

 

 

 

J. Cash Out Request

 

 

 

 

 

 

 

G. Improvement Request(s)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.

 

 

 

 

 

 

 

 

K. Total Down Payment:

 

 

down pmt

2.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

H. Move/Set-up Costs

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Estimated Total Loan Amount (A-K):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Less

Down Pmt. & Fees)

 

Did you request Purchase Agreement or Installment Contract + 30 day written payoff?

Yes

No

 

 

 

In the spaces below, provide your credit manager with any additional information that will be helpful in understanding this transaction:

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